| 1 | First layer: dissolve jello in water. |
| 2 | Drain pineapple, reserving juice. |
| 3 | Add pineapple to jello and slice bananas over top. |
| 4 | Let harden in refrigerator. |
| 5 | Second layer: cook all ingredients together until thick. |
| 6 | Let cool. |
| 7 | Then spread on top of jello mixture. |
| 8 | Third layer: mix dream whip and milk and beat until stiff. |
| 9 | Add softened cream cheese and whip well. |
| 10 | Spread on jello mixture - grate cheese on top if desired. |
| 11 | Use dish 13x9x2 from the cookie lady"s files resubmitted by the.lar |
